Central Willamette Community Credit Union
Membership
Rates 
Home Equity Advantage
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Effective Date:
May 1, 2012 |
ANNUAL PERCENTAGE
RATE
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Up to 120 months
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A+
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5.00%
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A
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5.00%
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B
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5.25%
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D
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5.75%
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D
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6.25%
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E
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6.75%
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Up to 240 months
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A+
A
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5.50%
5.50%
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B
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5.75%
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C
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6.25%
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D
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6.75%
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E
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7.25%
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Additional Information about Home Equity Loans
The Periodic Rate and ANNUAL PERCENTAGE RATE (for fixed rate loans), or the margin added to the index to determine the ANNUAL PERCENTAGE RATE (for variable rate loans), that will apply to your account may be based on a number of criteria, including your employment and residential status, current debt ratio, and your past credit experience. The maximum ANNUAL PERCENTAGE RATE that may apply over the life of t he loan is 21%. For a, $10,000.00 credit line the aggregate Credit Union and third party fees are estimated to be $240.00 - $1,035.00.
Your ANNUAL PERCENTAGE RATE will be disclosed on the Funds Advance Voucher provided at the time your loan is opened.
For Real Estate Loan rates, call (541) 704-4724 or (800) 950-4536 toll free.
The Credit Union may offer other rates in the future.
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