There are times when you might not be able to run to a credit union. Whether it’s due to time constraints, the task seems too small to visit in-person, or there’s a crisis in your community, it’s understandable why you might not want to make a trip to the brick and mortar location every time you have a banking-related need. That’s why credit unions now offer the convenient option of online banking in Oregon.
With the online banking option from Central Willamette Credit Union, your banking experience will be more convenient than ever. Now, simple tasks such as checking your statements or transferring money between accounts can be done in a matter of seconds from the convenience of your home or anywhere that has cell or internet service.
So, do you want to make your life easier with online banking? If you live or work in Oregon, you could use a credit union like Central Willamette for all of your Oregon online banking needs. You’ll be surprised just how much you can do when you have access to online banking. Here are a few ways that online banking makes banking easier for our members.
Mobile Check Deposit
When you receive a check, the first thing you want to do is cash it. People want the money they have to be accessible to them, and the longer you hold onto that check, the more likely you are to lose it. Since credit unions aren’t open day and night, you may find yourself holding off to cash your checks. But with online banking, you’ll be able to deposit a check whenever you want.
Mobile banking makes making deposits easier than ever. With your mobile device, your check can be deposited simply by taking a picture of the front and back of the check. All you have to do is sign the back like you typically would and write “For Mobile Deposit To CWCU” on it, and then take the pictures through your Central Willamette mobile banking account. Your money will be available to you by the next business day and sometimes even sooner!
With a maximum daily limit of $5,000 for mobile check deposits, you can even deposit multiple checks through mobile banking in one day. You’ll also have access to check images, which allows you to view your deposited checks in the future.
View Transaction History and Balances
Everyone likes to know how much money they have in their account, but the more transactions you make, the more that number changes. Keeping track of your balance can give you peace of mind when you do have to make a transaction. With online banking, you can virtually take your balance anywhere you take your mobile device.
When you participate in online banking in Oregon with Central Willamette Credit Union, you’ll have 24/7 access to your balance and transaction history. Check out your balance before you make a purchase or access your transaction history to see exactly where your money is going. This is a great way to start managing your money better. Having more access to your transaction history is also a great way to spot any inaccuracies or instances of fraud should they occur.
Another online banking service that Central Willamette offers is the text banking option. With text banking, you can text commands to the credit union and receive your account information or transfer money in a matter of seconds. This quick response can be the perfect solution when you’re in a rush to complete a banking task.
The text banking service is free to members enrolled in online banking, though standard data and text message rates will still apply. It’s also compatible with any mobile phone. The phone number for texting is the same for every member that’s part of the credit union, and with just a few text commands, you’ll have the option to transfer funds between accounts, be sent a list of accounts with loan balances, and receive your recent account transaction history. This convenient banking option can be used from anywhere, without the need for Wi-Fi or internet connection.
With online banking, you’ll have a few convenient ways you can transfer money. The first is the option to transfer between your accounts. Many people have both a savings and a checking account. Some even have multiple checking accounts within the same credit union. With the transfer funds option with online banking, you’ll have the ability to transfer funds between accounts on your own, without having to stop into a credit union branch.
You’ll also be able to schedule recurring transfers for future dates, so you won’t have to worry about manually doing the transfer every month. This is a great option if you’re building a savings account and need to put money in it from your checking account on a weekly or monthly basis. It also works well in conjunction with teen accounts—you can transfer allowances into their accounts.
The last option with online banking transfers is the option to transfer external funds. This gives you the ability to transfer money to other credit unions or banks if they meet the qualifications. It’s perfect for paying someone back or moving money between your separate financial institution accounts.
Online Bill Payment
With online banking, you can pay your bills online, and it’s totally free. All you have to do is open the bill payment link inside the online banking portal to enable the service. After that, all of your monthly bills can be accessible to you wherever you are.
Online bill payment is a great way to have all your bills in one place, manage your monthly finances, and pay your bills whenever you want. Rid yourself of the hassle of writing checks and addressing envelopes, while paying your bills safely from the comfort of your own home.
Online banking opens up a world of options for banking remotely. Enjoy these online banking services and more when you become a member of Central Willamette Credit Union.