Peak Checking

If your checking account is the center of your financial life and you want some rewards for your activities, we have just the account for you!

Peak checking is all about giving you plenty of flexibility in your spending as well as rewarding you with big rates on your balance.

What’s more, it’s a thoroughly modern account, so it’s built around your life. If your checking account is becoming less about writing checks as it is about using our Visa debit card and online banking, this account is for you.

Our Visa Debit Card, a key feature in our Peak Checking account, is the perfect solution for today’s cashless transactions. It’s also great for everyday purchases or when you’re out of the state where personal checks are not always accepted.

A Peek at Peak Checking

Here’s what it takes to get started.

To earn the Peak Checking benefits, simply:

  • Perform 10 cleared debit card transactions per cycle
  • Sign up for e-Statements

Here’s What You Get

Upon fulfilling those simple requirements, you:

  • Earn a higher rate on balances up to $15,000:
  • On balances $0.00 - $15,000.00, 1.4% APY
  • On balances $15,000.00 and greater, 0.25% Interest Rate
  • Reversal of all ATM fees incurred at any nationwide ATM up to $20 per statement cycle
  • No monthly service fees or minimum balance requirements.

And even if you don’t meet the requirements, you still get 0.05% Interest Rate on your account balance.

Frequently Asked Questions

A: At Central Willamette, we know that life keeps you busy. That's why we are happy to offer Mobile Check Deposit so that you can deposit checks right into your checking account using your compatible mobile device. See our FAQ to get started today!
A: You can safely and securely order new checks by logging into Online Banking, then click ‘Check Reorder’.  Make sure you disable your browser pop-up blocker. You can also order new checks by phone at (541) 928-4536 or visiting one of our branch locations.
A: Bill Pay is free and convenient. To register, sign into Online Banking and click on the Bill Payment link under Preferences. Once you are registered, you can access Bill Payment by clicking on the Bill Payment link under Transactions.
A: For help with Bill Pay, please contact us at (541) 928-4536 or (800) 950-4536 for assistance.
A: There are 3 convenient ways to change the PIN number for your ATM or Debit Card. If you know your existing PIN, you may change it at any of Central Willamette's ATMs by inserting your card and following the prompts. You can also change your PIN by calling 1-877-267-6914, 24 hours a day/7 days a week. If you do not know your existing PIN, you can stop by any of our branches or contact us for further assistance.

Open an Account Today

Just stop by one of our branches, or apply online, with a valid ID (driver’s license, US passport, etc) and proof of address (a utility bill in your name). It will only take 10 minutes of your time to become a member for life.

And as a member, you also get access to all our online banking services, including mobile check deposit, fund transfers and more!

Choose one of these options to get started:

Open OnlineVisit a BranchContact Us