Debt Consolidation Made Easy - 1.99% APR*

Are you carrying high-interest credit card debt? Take control of your finances and consolidate your balances through a balance transfer to your Central Willamette credit card at NO additional cost.

What is a Balance Transfer?

A balance transfer is strategic way to manage your credit card debt. It involves moving your existing credit card balance(s) to a new or existing account, typically with a lower interest rate. This can save you money on interest payments, making it easier to pay off your balance faster. Discover the benefits:

  • Savings: Lower interest rates mean more of your payments go towards paying off your actual debt, not interest.
  • Simplified Finances: Consolidate multiple payments into one, making it easier to manage.
  • Financial Freedom: Pay off your debt faster and stress-free with NO annual fee.

Discover 1.99% APR*

Unlock financial freedom with our exclusive offer: enjoy a competitive 1.99% Annual Percentage Rate (APR) for the first 12 months on balance transfers. Take advantage of this reduced rate to regain control over your finances and save on interest payments as you pay off your credit card balances.

Getting started is simple! Use the convenience checks provided to you to pay off your high-interest credit card balances. 

If you have any questions on how to initiate a balance transfer, or would like to do so without using checks, reach out to us at (541) 928-4536, or visit a branch location near you.

*1.99% for the Introductory Period of 12 months (balance transfers in first 90 days). Offer may not be used to pay existing Central Willamette Loans. After that your APR (APR=Annual Percentage Rate) will be 11.99%-24.50%. After the Introductory Period and for balance transfers after 90 days, the applicable APR is based on creditworthiness. After account opening, your APR will vary with the market based on the Prime Rate. Credit union eligibility required.