Recreational Vehicle and Boat Loans

For many, getting back to nature is one of the great reasons to live here. We want to make it as easy as possible for you to get out and enjoy the beauty that surrounds us, with great financing options for your recreational vehicle and boat loans.

New RV/Boat Loans

  • Finance up to 100% of the cash sale price, or 115% of invoice
  • Get a great fixed rate
  • Find a flexible financing plan, up 180 months

Used RV/Boat Loans

  • NADA Retail up to 100% or 100% of Cash Sale Price
  • Get a great fixed rate
  • Find flexible financing up to 180 months

It’s Easy To Apply

We want to make it as easy and convenient as we can to get you on the road in your new boat or RV. That’s why we have a variety of ways for you to apply for your loan.

You can apply online.

You can come in to any of our branch locations.

You can call or text us.

Frequently Asked Questions

A: Yes! It's best to secure your loan prior to shopping so you'll know how much you are pre-approved for and can spend. We offer very competitive loan rates that can potentially save you money. Contact us for more information on loan rates or apply online today.
A: We currently do not offer the option to make your loan payment online with a debit card. You may mail us a check, send us a payment from your other financial institution through their bill pay service (if available), contact us to set up automatic ACH payments or come into a branch and pay with cash, check, or debit card. If you come in to pay with a debit card, it will be processed as a cash advance. You can make a payment over the phone with a check or debit card, however there is a fee for that service.
A: Yes, you may make your loan payment online from your Central Willamette account(s) by logging into Online Banking and clicking on Funds Transfer.
A: You may obtain your loan payoff amount by calling us at (541) 928-4536 or (800) 950-4536. Please note that your payoff amount is different than the balance reported online or on your statement. Please mail your loan payoff to: Central Willamette Credit Union PO Box D Albany OR 97321 or our overnight address at Central Willamette Credit Union 7101 Supra Dr SW Albany OR 97321.
A: Yes, you may make your loan payment over the phone. Please contact us to have your payment transferred from your Central Willamette account. To make your payment from your account established at another financial institution, you may use your debit card or check by phone (fees may apply).

Get Started Today

Don’t forget you can also get pre-approval for your recreational vehicle or boat loan, even if you haven’t decided on what you want to buy. That makes negotiating with the dealer or seller easier as well!

Choose one of these options to get started:

Apply OnlineVisit a BranchContact Us

*Annual Percentage rate = APR. Offer available for all new titled recreational vehicles not currently financed through Central Willamette Credit Union. 4.49% APR for well qualified Tier A+ & A borrowers for up to a 120 month term. The APR range is 4.49% to 17.50% with Auto Payment and enrolling in eStatements. Actual APR is based on credit qualifications and other pricing factors. No payment for the first 90 days. Interest accrues from the date of the loan. Limited time offer. Federally insured by NCUA.