MONEY MARKET ACCOUNTS
Earn interest on your savings balance!
At Central Willamette Credit Union, we understand that your financial needs are as unique as you are. That's why we offer two distinct Money Market Accounts designed to cater to your specific requirements, whether you have a few hundred or a few thousand dollars to deposit. For smaller deposits, Money Market Plus is perfect. For larger deposits, try our Choice Money Market Account.
Choice Money Market
We recognize that you work hard for your money and believe you should have the freedom to choose how your money works for you. With our Choice Money Market Account, you can earn competitive rates on your deposits with no minimum balance requirement.
Choice Money Market Interest Rates
| Effective date: April 1, 2025 | On Your Balance Of | You Earn |
|---|---|---|
| Effective date: April 1, 2025 | ||
|
On Your Balance Of
$0.00 - $9,999.99
|
You Earn
0.10%
|
|
|
On Your Balance Of
$10,000.00 - $24,999.99
|
You Earn
0.85%
|
|
|
On Your Balance Of
$25,000 - $49,999.99
|
You Earn
0.95%
|
|
|
On Your Balance Of
$50,000.00 - $99,999.99
|
You Earn
1.00%
|
|
|
On Your Balance Of
$100,000.00 and greater
|
You Earn
1.05%
|
Money Market Plus
Our innovative Money Market Plus account offers a unique approach to maximizing your earnings, so you can earn more with less. This reverse tier money market account lets you earn a competitive blended rate even on smaller deposits. Enjoy rates significantly above the market average, regardless of the deposit size. Discover the rates for Money Market Plus below:
Money Market Plus Interest Rates
| Effective date: March 14, 2024 | On Your Balance Of | You Earn |
|---|---|---|
| Effective date: March 14, 2024 | ||
|
On Your Balance Of
$0.01 - $1,000.00
|
You Earn
1.15%
|
|
|
On Your Balance Of
$1,000.01 - $5,000.00
|
You Earn
1.10%
|
|
|
On Your Balance Of
$5,000.01 - $10,000.00
|
You Earn
0.80%
|
|
|
On Your Balance Of
$10,000.01 - $50,000.00
|
You Earn
0.12%
|
|
|
On Your Balance Of
$50,000.01 - $100,000.00
|
You Earn
0.10%
|
|
|
On Your Balance Of
$100,000.01 - $250,000.00
|
You Earn
0.07%
|
|
|
On Your Balance Of
$250,000.01 and greater
|
You Earn
0.05%
|
See How Your Interest Is Calculated
Want to know what your savings could earn before you open or add to an account? Our Money Market Plus Calculator gives you a quick, easy-to-read estimate. It’s a handy way to:
- Estimate your first-year earnings. Get a straightforward number based on your deposit amount.
- See how interest is calculated. The breakdown shows how your earnings are determined, so there are no surprises.
- Compare deposit amounts. Try a few different starting balances to see how each one changes your earnings.
- Make a confident decision. Know what to expect before you commit.
Disclosure
The Interest Rate and Annual Percentage Yield on your accounts are set forth above. The Interest Rate and Annual Percentage Yield may change periodically as set forth above for each account, as determined by Management and/or Board of Directors. The Interest Rates and Annual Percentage Yields applicable to each account depends on the balance ranges set forth above. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance in your account.