MORTGAGE LOANS
Home Mortgage Loans - Flexible Financing to Fit Your Future
Whether you're buying your first home or your forever home, we're here to help you find the right loan and make it yours.
Apply for a Mortgage or Refinance
APPLY NOWCurrent Mortgage Rates
LEARN MORE
Member Story: Hope’s Home Journey
Hope shares how working with CWCU turned her homeownership dreams into reality.
Your Mortgage Experts
-
-
![Headshot of Alex Singletary]()
Alex Singletary
NMLS: 2692366
541-497-8507With five years of lending experience in banking and credit unions, Alex prioritizes a customer-first approach to mortgages. Outside work, he enjoys golfing, time with his wife and kids, and solving a Rubik’s Cube in under two minutes.
-
-
-
![Headshot of Susan Wack]()
Susan Wack
NMLS: 764472
503-580-8084Sue has 26 years of mortgage industry experience and has received multiple awards for outstanding service. She cares deeply for her community, holding leadership roles in various organizations. Outside of work, she enjoys singing with the Willamette Master Chorus.
-
Central Willamette's Unique Mortgage Solutions
CWCU No Down Payment
- No down payment
- Closing cost assistance available
- 30 and 40-year terms
- Fixed interest rate
Park Model & Manufactured Home
- 10% Down payment
- Up to 20-year term
- Fixed interest rate
Traditional Mortgage Loan Options:
Conventional Loans
Discover the flexibility and benefits of Conventional Loans with Central Willamette. Whether you’re a first-time homebuyer or looking to invest, our local Mortgage Loan Officers are here to guide you every step of the way. Learn how you can take advantage of competitive rates, low down payment options, and personalized service—all from a credit union that puts your needs first.
Government-Backed Loans (FHA, VA, USDA)
Homeownership is within reach with government-backed loan options at Central Willamette. From FHA loans for first-time buyers to VA and USDA loans with no down payment, our experts will help you find the right fit for your needs. Explore affordable paths to owning your home, backed by the support and expertise of your local credit union team.
Contact Us to Get Started
Not ready to start your home buying journey but have questions? Contact one of our experts listed above or fill out this form and we will be in touch!