Discover Our Mortgage Options

Whether you're looking to purchase your first home or lower your existing mortgage payment with a refinance, Central Willamette Credit Union has your back, meaning we’ll work closely with you to select the right financing option that best fits you and your families needs. We offer competitive rates and world-class service - that's our difference.

CWCU No Down Payment

  • No down payment
  • Closing cost assistance available
  • 30- and 40-year terms
  • Fixed interest rate

Park Model & Manufactured Home

  • 10% down payment
  • Up to 20-year term
  • Fixed interest rate

Traditional Mortgage Loan Options:

Reach Out To Our Real Estate Team Today!

    • Headshot of Kelsey Drager

      Kelsey Drager

      NMLS: 1930423


      [email protected]

      With years of experience in banking and real estate, Kelsey knows how essential it is to have a professional who understands the industry and listens to your needs. She has extensive knowledge of the local markets and a passion for helping members. When Kelsey is not helping members, she can be found at the race shop with her husband working on their race cars. 

    • Headshot of Jay Nevin

      Jay Nevin

      NMLS: 1105736


      [email protected]

      Working in the banking industry since 2007, Jay enjoys creating financial solutions for members. Whether you are looking to purchase your dream home or refinance your current mortgage, you can rest assured that you are in excellent hands. When Jay is not helping members with their real mortgage needs, he is at home spending time with his two cats Camille and Kevin.

Mortgage Calculator

Utilize our handy calculator to try out different scenarios with the down payment, terms, and rates to find what works best for you. 

Real Estate Glossary

Learn about real estate lingo and prepare yourself to make informed decisions regarding what type of mortgage product you need.

Contact Us to Get Started

Ready to get started on your home buying journey? Fill out this contact form and we will be in touch.