Earn While You Save

Whether you have a few hundred or a few thousand dollars to deposit, a Money Market Account is an excellent way to earn more on your deposits while maintaining access to your cash. Central Willamette offers two Money Market Accounts to meet your financial lifestyle. For smaller deposits, Money Market Plus is perfect. For deposits over $25,000, try our Choice Money Market Account.

Business Choice Money Market

We recognize that you work hard for your money and believe you should have the freedom to choose how your money works for you. With our Choice Money Market Account, you can earn competitive rates on deposits exceeding $25,000. Take a look at our attractive tiered rates below:

Business Choice Money Market Interest Rates

Table comparing different rates
Effective date: March 14, 2024 On Your Balance Of You Earn
$25,000 - $49,999.99 0.95%
$50,000.00 - $99,999.99 1.00%
$100,000.00 and greater 1.05%

Business Money Market Plus

Our innovative Money Market Plus account offers a unique approach to maximizing your earnings, so you can earn more with less. This reverse tier money market account lets you earn a competitive blended rate even on smaller deposits. Enjoy rates significantly above the market average, regardless of the deposit size. Discover the rates for Money Market Plus below:

Business Money Market Plus Interest Rates

Table comparing different rates
Effective date: March 14, 2024 On Your Balance Of You Earn
$0.01 - $1,000.00 1.15%
$1,000.01 - $5,000.00 1.10%
$5,000.01 - $10,000.00 0.80%
$10,000.01 - $50,000.00 0.12%
$50,000.01 - $100,000.00 0.10%
$100,000.01 - $250,000.00 0.07%
$250,000.01 + 0.05%


The Interest Rate and Annual Percentage Yield on your accounts are set forth above. The Interest Rate and Annual Percentage Yield may change periodically as set forth above for each account, as determined by Management and/or Board of Directors. The Interest Rates and Annual Percentage Yields applicable to each account depends on the balance ranges set forth above. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance in your account.

Business Services Team

    • Headshot of Derek Stith

      Derek Stith

      (541) 918-7572

      [email protected]

      Derek is an experienced Commercial Loan Officer with 18 years of experience in lending and a degree from Oregon State University.  He has a proven track record of helping businesses secure financing to achieve their goals. When not at work, he enjoys kayaking, surfing, skiing, and spending time with his family. Contact Derek today to learn more about how he can help you take your business to the next level.

    • Headshot of Sherrie Payne

      Sherrie Payne

      (541) 497-8100

      [email protected]

      Sherrie is a seasoned Business Relationship Manager with 25 years of experience in banking. Her commitment to exceptional member service has earned her the trust and loyalty of her clients. Outside of work, Sherrie enjoys gardening, painting, and volunteering. Contact her today to learn more about how she can help you grow your business and achieve financial success.

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