The CWCU Advantage

Central Willamette Credit Union: Building Better Lives Together.

The CWCU Mission

Provide simplified access to affordable financial services.

Local, Safe, & Strong Since 1955

With the recent headlines regarding the FDIC shuttering several regional banks, we realize you may have questions about the money you have deposited in your credit union. Central Willamette is safe and sound. We far exceed the financial standards regulators require for a credit union to be considered well-capitalized. We continually operate within the definition of “safe and sound” practices. So, you can rest easy, knowing we’re prepared to meet your financial needs today and in the future. We are financially sound, and here for any of your needs.

Unlike for-profit financial institutions, your credit union is a not-for-profit cooperative, owned by you and the other members using our services.

Central Willamette Named Top Performing Credit Union

The S&P Global Market Intelligence* ranked Central Willamette as a top-performing US credit union out of over 1,797 credit unions eligible in this analysis for 2023.

Why Choose CWCU?

  • We are local, safe, strong and healthy, with a passion for building communities better together.
  • We live and work in the communities that we serve, taking local deposits and making local loans.
  • All decisions about the products and services offered are made in your best interests.
  • Our cooperative, not-for-profit structure inherently holds us accountable to you and to the other members. We do not have stockholders. We do not engage in risky practices to meet stockholders’ profit demands.
  • Our portfolio is diverse and not dependent on a sole industry. Our services are diverse. We are here for Main Street, not Wall Street.
  • The National Credit Union Share Insurance Fund insures your money, and it is protected up to $250,000 per individual depositor. For more information, visit
    Keeping your money safe in an insured checking or savings account is a financially sound decision.

Be a Member. Feel the Difference.

Living a better life starts by ensuring that you have all the advantages needed to live your best financial life. No matter where you are on your life’s journey, rest assured that CWCU has been helping people do just that since 1955. One member at a time. Every day. Year-after-year.

(The) service is amazing, Central Willamette has worked with me through many tough times, helped me restore my credit and build credit. The employees are always kind and courteous.” - S.T.

Have been a member for 50 years - nothing but great service!!!” - W.H.

Banking Excellence - Your Finances at Your Fingertips

Our services match those of the big banks, including online and mobile banking that allows you to access your finances anytime, anywhere.

  • Account Management Made Easy: Take full control of your finances online. View your balances, transactions, and account details in real-time.
  • 24/7 Account Access: No more waiting for banking hours! Access your accounts anytime, anywhere, 24/7, and never miss an opportunity to stay on top of your finances.
  • Cutting Edge Security: Your security is our top priority. Our best-in-class security features, including advanced encryption, Face ID authentication, multi factor authorization, keep your sensitive information safe and protected.
  • Mobile Deposits: Snap a photo of your checks and deposit them right from your phone. No more trips to the bank or waiting in line.
  • Hassle-Free Bill Pay: Settle your bills quickly and securely through our online platform. Say goodbye to stamps and envelopes!
  • Go Green with eStatements: Help the environment and simplify record-keeping with our convenient electronic statements.
  • And So Much More! Discover a host of other powerful features designed to make your banking experience smooth and efficient.

Have questions? Contact us, stop by any branch or call (541) 928-4536. You can even text us at that number and we’ll reply.