The CWCU Advantage

Real Members. Real Stories.

Our members are our best advocates. Let them tell you why they love CWCU. This is local banking, built for real life.

Ashlee's CWCU Story

Dave's CWCU Story

Karmann's CWCU Story

“I’ve been with CWCU since elementary school, saving for my first laptop through their kids banking program. That early win taught me the value of saving and that banking could be fun! Now, almost 20 years later, I’m financially stable and goal-oriented, thanks to their continued support and attentive staff. They helped turn my childhood saving into adult success.”

– Karmann R., Member since 2010

Emma's CWCU Story

"CWCU has positively impacted my life in many ways. I can save up for a car or a vacation. Every time I make a purchase, 3 cents is donated to Samaritan Foundations. The mobile app is also easy to use. I have used CWCU for a long time, and I love that everyone is so sweet when you walk in. I'm also very grateful that I can save up for college here, and my money can grow."

– Emma B., Member since 2012

People Helping People

We’re your neighbors, dedicated to building better communities together. When people support people, everyone benefits. 

  • Local decisions: Deposits stay local, funding loans for your friends, families, and neighbors.
  • Member-first by design: As a not-for-profit cooperative, we’re accountable to our members—not stockholders.
  • Diverse & resilient: Our services and portfolio are built for Main Street, not Wall Street.

What Makes CWCU Different

 At Central Willamette Credit Union, we believe better banking should adapt to your life, not the other way around. 

 That’s why we focus on great, flexible products and community programs that create real local impact

  • Flex12 CDx: This 12-month CD features a market-linked rate that updates quarterly, so your money doesn’t sit still while rates change. Start with just $750 and add $2,500+ anytime.
  • Premier Choice Checking: Banking that gives back to you. Earn interest on balances of up to $15,000 in your checking account.
  • Debit Card Give Back Program: Community support built into everyday spending. Every swipe helps fund local schools, nonprofits, and partners like Samaritan Foundations, because small actions can make a big difference close to home.

Ready to experience the CWCU difference for yourself?