OPTIONAL COVERAGE (MRC, GAP, AND DEBT PROTECTION)

Discover additional optional coverage on your loans from Central Willamette Credit Union!

MRC (Mechanical Repair Coverage)

MRC, or mechanical repair coverage, is an auto loan add-on that may help limit unexpected, covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs. What’s more, it works at any authorized repair facility in the continental United States of America, Alaska, Hawaii, and Canada.

GAP (Guaranteed Asset Protection)

If your vehicle is deemed a total loss due to an accident or stolen, there can be a significant gap between what you owe on your Central Willamette loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss.

Debt Protection

Debt protection is your safeguard against the unexpected, and may cancel your loan balance or payments in case of:

Involuntary unemployment - a covered job loss occurs
Disability - a covered disability occurs due to illness or injury
Death - protected borrower passes away

Payment Protection claim? We are here to help!

In your time of need, our claims process is simple for covered or qualifying events. If you elected payment protection on your loan, use this online claim process to file your insurance claim.

To begin, please fill out a claim form at lendingclaim.trustage.com.

If you prefer, call 800.621.6323 to begin the process and a TruStage™ claims specialist will assist you.

Debt protection products are optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

FILE A CLAIM

Have questions? Contact us, stop by any branch or call (541) 928-4536. You can even text us at that number and we’ll reply.