UNSECURED PERSONAL LOANS

Access the funds you need to reach your goals!

A personal loan can give you the financial boost you need to pay off debt, renovate that kitchen, or simply make a big purchase. Whatever you need extra money for, Central Willamette is here for you. Use it for what you need.

Personal Loan Features

When you choose a Central Willamette personal loan, you’re also choosing:

  • No annual or application fee.
  • The ability to borrow between $2,500 and $50,000 at a fixed interest rate.
  • Repayment periods up to 72 months

Need a smaller loan for an unexpected expense?

Unexpected expenses can put a lot of pressure on your budget. An Emergency Loan from Central Willamette Credit Union can provide short-term funds when you’re facing a financial hardship or unexpected life event.

Emergency Loan Features

When an unexpected expense or financial hardship comes up, an Emergency Loan can provide short-term funds to help you get through it.

  • No annual or application fee.
  • Borrow $500–$2,500 at a fixed rate
  • Terms up to 24 months
  • First payment due within 60 days of signing


Emergency Loans are available by working directly with a CWCU team member. Call us at 541-928-4536 or visit a CWCU branch to speak with a team member and learn more.

"We have a small farm and raise goats for fun. When poor weather damaged our primary shelter, CWCU immediately stepped in with a personal loan, providing a solution to our emergency. I can’t say enough about the exceptional service I’ve received throughout my many years as a member. Thank you to all the staff and officers who have helped me!"

- Ralph C., Member since 2003

Discover Our Personal Loan Rates

See our competitive rates to help you reach your financial goals.