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Recent Articles
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Should I Get a Personal Loan or Personal Line of Credit?
One key difference between a personal loan and a line of credit is that with a line of credit, you’re able to draw on the principal amount, pay it back, and then re-borrow again over the life of the line.
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What Goes Into a Credit Score? Can It Be Improved?
When looking at the FICO credit score, it’s “weight” is split into a few categories: 35% is represented by your payment history, 30% is the outstanding amount you owe, 15% is how long you’ve been eligible for credit (the length of your credit history), 10% the types of credit you have used, and 10% is about your new credit.
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5 Great Reasons to Use Central Willamette Mortgage Services
If you’re reading this article, congratulations! You’ve worked hard and put your focus on savings so that you could purchase your first or a brand-new home. However, while you may have secured a down payment, that’s just the start. In fact, very few people can pay outright for their homes, which is why qualifying for a home loan is the next common step.