HELOC PROMOTION
Turn Your Home’s Equity Into Opportunity
Limited-Time Offer: 4.99% APR for 6 Months — Then as Low as 7.50% Variable APR!*
Your home has the power to unlock new possibilities — and now is the perfect time to make it happen. For a limited time, take advantage of our special Home Equity Line of Credit (HELOC) offer with an introductory 4.99% APR for the first 6 months after your initial withdrawal. After the introductory period, your rate adjusts to a competitive variable APR as low as 7.50%.
Use your HELOC for home improvements, debt consolidation, education expenses, or unexpected costs — all with flexible access to your available funds.
This offer won’t last long. Tap into your home’s potential today and bring your goals within reach!
Reach Out To Our Home Equity Team Today!
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![Headshot of Jay Nevin]()
Jay Nevin
NMLS: 1105736
541-704-4717Jay, a seasoned banking professional since 2007, specializes in crafting tailored financial solutions, ensuring a seamless process whether you're buying or refinancing. When not assisting clients, he cherishes quality time with his cats, Camille and Kevin.
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![Headshot of Kelsey Drager]()
Kelsey Drager
NMLS: 1930423
541-704-4707Kelsey's banking and real estate expertise, coupled with her deep understanding of local markets, ensures personalized financial solutions. Her dedication to client needs is matched only by her passion for racing, which she shares with her husband.
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Disclosures
* APR=Annual Percentage Rate effective May 1, 2025, and may change based on market conditions or borrower eligibility. Variable APR based on The Wall Street Journal Prime Rate (currently 7.50%) with a minimum APR of 7.50% and a maximum APR of 21%. Subject to credit approval. The promotional rate of 4.99% APR is applied on qualified HELOC’s and applied to any amounts drawn from the HELOC during the first six months from account activation. After the initial six months, the minimum APR reverts to 7.50% APR. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $7,500. Maximum credit line is $350,000. 10-year draw period followed by a 15-year repayment period. Homeowner’s property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1–4 family, owner-occupied properties. The offer does not apply to existing Central Willamette Credit Union credit lines. Membership eligibility is required.