SAVINGS CALCULATORS
Savings Rates
| Effective Date: August 1, 2024 | Interest Rate | Annual Percentage Yield | Minimum Opening Balance | Minimum Daily Balance to Earn Interest | Interest Compounded & Credited |
|---|---|---|---|---|---|
| Effective Date: August 1, 2024 | |||||
| Youth Membership/Kid Kash $5.00 - $9,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$5
|
Interest Compounded & Credited
Quarterly
|
| $10,000.00 - $24,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$5
|
Interest Compounded & Credited
Quarterly
|
| $25,000.00 and greater |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$5
|
Interest Compounded & Credited
Quarterly
|
| Membership Account $100.00 - $9,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| $10,000.00 - $24,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| $25,000.00 and greater |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$5
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| Rainy Day Savings $100.00 - $9,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$25
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| $10,000.00 - $24,999.99 |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| $25,000.00 and greater |
Interest Rate
.05%
|
Annual Percentage Yield
.05%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| Money Market Plus $0.01 - $1,000.00 |
Interest Rate
1.14%
|
Annual Percentage Yield
1.15%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $1,000.01 - $5,000.00 |
Interest Rate
1.09%
|
Annual Percentage Yield
1.10%
|
Minimum Opening Balance
$25
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $5,000.01 - $10,000.00 |
Interest Rate
0.80%
|
Annual Percentage Yield
0.80%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $10,000.01 - $50,000.00 |
Interest Rate
0.12%
|
Annual Percentage Yield
0.12%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $50,000.01 - $100,000.00 |
Interest Rate
0.10%
|
Annual Percentage Yield
0.10%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $100,000.01 - $250,000.00 |
Interest Rate
0.007%
|
Annual Percentage Yield
0.07%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $250,000.01 and greater |
Interest Rate
0.05%
|
Annual Percentage Yield
0.05%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| Choice Money Market $0.00 - $9,999.99 |
Interest Rate
0.10%
|
Annual Percentage Yield
0.10%
|
Minimum Opening Balance
$25,000
|
Minimum Daily Balance to Earn Interest
$0.00
|
Interest Compounded & Credited
Monthly
|
| $10,000.00 - $24,999.99 |
Interest Rate
0.85%
|
Annual Percentage Yield
0.85%
|
Minimum Opening Balance
$25,000
|
Minimum Daily Balance to Earn Interest
$0.00
|
Interest Compounded & Credited
Monthly
|
| $25,000.00 - $49,999.99 |
Interest Rate
0.95%
|
Annual Percentage Yield
0.95%
|
Minimum Opening Balance
$25,000
|
Minimum Daily Balance to Earn Interest
$0.00
|
Interest Compounded & Credited
Monthly
|
| $50,000.00 - $99,999.99 |
Interest Rate
1.00%
|
Annual Percentage Yield
1.00%
|
Minimum Opening Balance
$25,000
|
Minimum Daily Balance to Earn Interest
$0.00
|
Interest Compounded & Credited
Monthly
|
| $100,000.00 and greater |
Interest Rate
1.04%
|
Annual Percentage Yield
1.05%
|
Minimum Opening Balance
$25,000
|
Minimum Daily Balance to Earn Interest
$0.00
|
Interest Compounded & Credited
Monthly
|
| First Time Homebuyer Savings |
Interest Rate
0.10%
|
Annual Percentage Yield
0.10%
|
Minimum Opening Balance
N/A
|
Minimum Daily Balance to Earn Interest
N/A
|
Interest Compounded & Credited
Monthly
|
| IRA Deposit $100.00 - $9,999.99 |
Interest Rate
.10%
|
Annual Percentage Yield
.10%
|
Minimum Opening Balance
$100
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| $10,000.00 and greater |
Interest Rate
.15%
|
Annual Percentage Yield
.15%
|
Minimum Opening Balance
$100
|
Minimum Daily Balance to Earn Interest
$100
|
Interest Compounded & Credited
Quarterly
|
| Simply Free Checking |
Interest Rate
N/A
|
Annual Percentage Yield
N/A
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
N/A
|
Interest Compounded & Credited
None
|
| Premier Interest Checking $0.00 - $1,499.99 |
Interest Rate
0.05%
|
Annual Percentage Yield
0.05%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $1,500.00 - $24,999.99 |
Interest Rate
0.07%
|
Annual Percentage Yield
0.07%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $25,000.00 ‐ $49,999.99 |
Interest Rate
0.09%
|
Annual Percentage Yield
0.009%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $50,000.00 ‐ $99,999.99 |
Interest Rate
0.11%
|
Annual Percentage Yield
0.11%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
| $100,000.00 and Greater |
Interest Rate
0.14%
|
Annual Percentage Yield
0.14%
|
Minimum Opening Balance
$25.00
|
Minimum Daily Balance to Earn Interest
$0.01
|
Interest Compounded & Credited
Monthly
|
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