Build the future you deserve.

Borrow as you go (up to your limit) from a line of credit secured by the equity of your home, with a Home Equity Line of Credit (HELOC) with Central Willamette.

Fixed for Five

Need to finance something that requires an upfront payment, such as a home improvement project? Take advantage of a fixed interest rate with our FF5 option!

  • Fixed rate for five years
  • Up to 90% financing
  • 10-year draw period

Plus Line

Plan on utilizing your line of credit for many expenses? Consider our Plus Line!

  • Variable rates
  • Option to lock in a rate for a portion of the balance
  • Up to 90% financing
  • 10-year draw period

Discover Our Home Equity Loan Rates

See our competitive rates to help you reach your financial goals. 

Reach Out To Our Real Estate Team Today!

    • Headshot of Kelsey Drager

      Kelsey Drager

      NMLS: 1930423


      [email protected]

      With years of experience in banking and real estate, Kelsey knows how essential it is to have a professional who understands the industry and listens to your needs. She has extensive knowledge of the local markets and a passion for helping members. When Kelsey is not helping members, she can be found at the race shop with her husband working on their race cars. 

    • Headshot of Jay Nevin

      Jay Nevin

      NMLS: 1105736


      [email protected]

      Working in the banking industry since 2007, Jay enjoys creating financial solutions for members. Whether you are looking to purchase your dream home or refinance your current mortgage, you can rest assured that you are in excellent hands. When Jay is not helping members with their real mortgage needs, he is at home spending time with his two cats Camille and Kevin.