Merchant Services

Cash and checks can seem like payments from a bygone time nowadays. And your merchant services need to keep up with the times.

E-commerce is now the norm. Debit cards, credit cards and mobile payments are ushering in new possibilities for growing your business. And Central Willamette Business Services offers modern merchant services, so you can accept all forms of payment easily and quickly.

Traditional and E-commerce Solutions

Thanks to our partnership with Total Merchant Concepts, we can provide you with a simple month-to-month contract for merchant services and 24/7 access to expert customer service.

Here are just some of the benefits we offer our members:

  • Month-to-month contract
  • Credit & debit card acceptance
  • Affordable terminals
  • Web-based virtual terminals
  • Delayed or real-time web authorization
  • Wireless and mobile options for home-based or mobile businesses
  • Fax, mail and phone authorization
  • Electronic check processing (verification/guarantee/ACH conversion)
  • Accounting and POS software options
  • Compatible with most networks, registers and terminals

Frequently Asked Questions

A: Central Willamette offers an Identity Theft Recovery service to our checking account (excludes MyChecking and Business Checking accounts) holders. For only $1 per month, you and your entire family will receive fully-managed identity recovery services if any of you become a victim of identity theft. If you want more information on IDSafeChoice Recovery Group, we’re here to help.
A: You can join Central Willamette if you live or work in Linn, Benton, Marion or Polk County or have an immediate family member that is a current member and you meet the eligibility requirements. You will need to provide 2 pieces of current identification, one of which must be a government issued photo ID, and proof of address. With a deposit of only $5.00, you can open your membership account. To apply for membership online, please click here. For more information on becoming a member, contact us or stop by one of our branches.
A: Unlike banks, Credit Unions are member owned financial cooperatives and are governed by a volunteer Board of Directors. When you join Central Willamette, your initial deposit to open a share account establishes your membership and makes you a part-owner. We offer a full spectrum of products and services to meet all of your financial needs.

At Your - Business - Service

If you would like a quote on setting up a merchant services account it’s as simple as 1,2,3:

  1. 1. Fill out a short and simple referral form.
  2. 2. Fax or email the form to Total Merchant Concepts.
  3. 3. Within 48 hours, Total Merchant Concepts will contact you.

If you would like to talk more about our services, stop by one of our branches, or call us – ask for Business Services. We will be happy to talk to you about your needs and how we can exceed your expectations as a business services partner.

Choose one of these options to get started:

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