How the Right Card Can Give You the Right Gift
With the holiday season quickly approaching, your credit card isn’t just a tool for purchasing gifts—it can also be a source of pre-holiday gifting for your wallet and financial well-being. With smart usage and the right card, you can maximize rewards, earn cash back, and even build your credit as you shop for loved ones. Central Willamette Credit Union offers several credit card options tailored for different needs.
Find the Right Card for Maximum Cheer:
- Signature Rewards Visa: Earn 1.5 points for every $1 spent, with no annual fee—perfect for turning every holiday purchase into reward points for statement credits, travel, or merchandise after the season ends.
- Platinum Visa: Designed for those who may carry a balance, this card features lower interest rates and no annual fees, making it an attractive option if you plan to spread out bigger holiday expenses.
- Platinum Secured Visa: Ideal for building or rebuilding credit, secured by savings and with no annual fee.
As you prepare for holiday gift giving, using a credit card wisely can reward you now and into the future. Central Willamette Credit Union’s cards are designed for earning rewards or building credit, helping you turn every purchase into cash back, points, or even a better credit score.
By paying with your card for holiday expenses, paying balances in full, and keeping utilization low, you not only maximize seasonal perks like extra rewards or cash back but also steadily strengthen your credit. This higher credit score is a lasting gift, bringing you better loan rates, easier approvals, and overall improved financial health.
Manage payments through digital wallets and card control apps for added convenience and security. And remember, when used smartly, your credit card can make your finances brighter long after the holiday season ends. Let your credit card gift you as you gift others—turning holiday spending into post-season surprises for your own finances.