And How to Stay Protected
Scammers aren’t slowing down, they’re just getting more creative. Instead of obvious red flags, many scams now look like normal texts, emails, or phone calls. The goal is the same: to create urgency and get you to act before you have time to think. A little awareness can make a big difference in protecting your accounts and your peace of mind.
Here are a few scams we’re seeing more often right now and what to watch for.
Text Messages That Look Like Fraud Alerts
You may receive a text that appears to be from your credit union or another company, saying there’s suspicious activity on your account. The message often includes a link and asks you to act quickly.
These messages can look legitimate, but they’re designed to capture your personal or login information.
Quick Tip:
If you receive an unexpected text about your account, don’t click the link. Contact Central Willamette Credit Union directly using the phone number on our website or your debit card.
Phone Calls Asking for Account Information
Scammers may call pretending to be from a financial institution and ask you to verify account details or provide a secure access code. They often sound professional and may even make the call appear to come from a trusted phone number.
Quick Tip:
Central Willamette Credit Union will never ask for your online banking password or secure access codes. If something feels off, hang up and contact us directly.
Payment App and Marketplace Scams
Scammers often target online marketplaces or use payment apps to request money quickly. They may pose as buyers or sellers and pressure you to act fast.
Taking a moment to slow down can help you avoid costly mistakes.
Quick Tip:
Only send money to people you know and trust. Be cautious of urgent or unusual payment requests.
We’re Here to Help
If you ever receive a suspicious call, text, or email that appears to be from Central Willamette Credit Union, contact us directly. Acting quickly can help protect your accounts.
Staying informed and taking a moment to verify unexpected requests can make all the difference.
*The information provided here is for informational purposes only and does not constitute financial advice. Consult with a qualified financial advisor before making any financial decisions.