Best Reasons to Choose a Community Credit Union in Willamette Valley


Are you new to banking or considering switching banks? A community credit union could be an option worth considering. Your money will be in good hands when you choose a credit union right in the Willamette Valley, one whose goal is to support the local community.

At Central Willamette Credit Union, the community has always come first. We started our credit union over 50 years ago and have been a thriving part of the Willamette Valley ever since, supporting local people and local business owners with all of their banking needs. Whether you’re starting a savings account or applying for a loan, a community credit union is able to help.

Central Willamette Credit Union is nationally recognized as one of the best credit unions in Oregon, and there are many reasons why. Our community-centered credit union provides plenty of banking options, investment opportunities, account options, and more. Here are a few of the best reasons why you should consider choosing a community credit union.

Convenient Locations

Sometimes you just want to speak with someone in-person to discuss your banking needs. With six locations in the Oregon area, Central Willamette Credit Union makes banking in-person more convenient than ever. Our top-of-the-line staff is ready to assist you, answer your questions, and provide the knowledge you need to better help you and your money.

But our credit unions aren’t the only way we make banking more convenient for you. A community credit union like Central Willamette Credit Union is a part of CO-OP, which offers access to nearly 30,000 ATMs with no surcharge for our members. That means you’ll always be close to a place where you can access your money for free.

Investment Opportunities

The financial advisors at a community credit union can help you with your efforts to invest in the future. Figuring out how to plan for the years to come can be challenging but having the right professionals on your team can help you sort out the logistics of investing. Central Willamette Credit Union provides members with a financial and retirement planning professional. This expert can help you figure out how long your assets will last and if you have the right mix of investments for your financial objectives. You’ll also have help making sure you have a secure retirement fund.

Children’s Banking Options

Adults aren’t the only ones who have money, which is why a good community credit union will offer banking options not just for you but for your children as well. At Central Willamette Credit Union, we offer Kid Kash savings accounts for children age 12 and under. These accounts only require a $5 deposit to open. There are also cool perks and incentives, such as a free piggy bank if you open an account with $100 or more and automatic entry to fun and frequent giveaways.

There are also options for older kids to start banking at a community credit union in Willamette Valley. Teens are able to save and grow their money with our Youth Savings Accounts, which can also be opened with a minimum deposit of $5. Another great feature of a teen account, like the MyChecking account, is that it comes with a free Visa debit card. This card allows teens to keep the money in their accounts with them at all times. It’s perfect for making cashless transactions and for keeping a paper trail of where they’re spending their money.

National Recognition

When you’re looking into choosing a community credit union, you want to choose one of the best. Central Willamette Credit Union was ranked as the #2 best credit union in Oregon by Forbes Magazine for 2019. Only five credit unions in Oregon even made the list. After partnering with a marketing research company and interviewing over 25,000 members, Forbes was able to create this coveted list.

Credit unions were rated in areas such as digital services, trustworthiness, and overall satisfaction. With this in mind, Central Willamette Credit Union was able to secure a notable place on this list and confirm that we’re one of the best community credit unions in the state.

Mobile Banking

You won’t always have time to come into one of our physical locations for your banking needs. But that doesn’t mean you shouldn’t have access to things like your transaction history or your account balance. Mobile banking with Central Willamette Credit Union makes banking convenient with apps for android and iPhones, or our mobile web banking for other mobile devices. With this option, you’ll have convenient access to features like money transfers, mobile deposits, bill pay, and more. Download the app today to learn more about mobile banking and how it can help you.

Loan Options

The loan process can be stressful, but it doesn’t have to be. Central Willamette Credit Union offers a variety of loan options to suit your needs. Our vehicle loans are available not only for cars but also for RVs, boats, ATVs, and more. Personal loans are available for when you’re hit with unexpected expenses, and home loans are available for new homeowners, as well as people looking to refinance a home they already have. Our loan options make bridging the gap between what you have and what you need an easy and understandable process for everyone.

Business Banking Options

Community credit unions aren’t just for personal use. There are many accounts that have been created specifically to help you and your business banking needs. Central Willamette Credit Union offers businesses options like business savings and checking accounts, as well as many options for business loans. Commercial real estate loans, term loans, lines of credit, and USD/SBA loans are all offered at our community credit union.

Merchant services are another business banking option offered at Central Willamette Credit Union. Our partnership with Total Merchant Concepts lets us provide a simple month-to-month contract for merchant services that includes 24/7 access to expert customer service.

These a just a few of the reasons to choose a community credit union in the Willamette Valley. Join our community by opening up an account today.