Are you looking to buy a home? Central Willamette is a great place to start your search for a great Credit Union mortgage loan.
As a member, you benefit from our very competitive mortgage interest rates. Contact us today for our current rates.
And then, check out our mortgage calculator. You can try out different scenarios with the down payment, terms and rates to see what is the most attractive one for you.
If you would rather sit down with someone, come by and talk to one of our home loan specialists, or simply email us to start the conversation.
Home Loans for the 21st Century
One of the biggest hurdles when considering buying a home, is going through the home loan process.
That’s why we have spent a great deal of time and energy updating and streamlining the mortgage process with the technology that’s now available to us.
We may be a community-focused credit union, but that doesn’t mean we haven’t kept up with the times. As a free service to our members, we have partnered with myCUmortgage to walk you through all the steps you will travel on your way to a great mortgage!
Frequently Asked Questions
A: Rates can change frequently. You can check our rates online
, but to get the most current information, contact us at (541) 928-4536 or (800) 950-4536 or visit one of our branch locations
A: Central Willamette offers a wide variety of competitive mortgage products and services. You can visit our myCUmortgage site to apply for a mortgage pre-approval
and start down the path to owning your own home.
A: If you have paid more than $600 in interest for the year on your mortgage, you will receive a 1098 tax form. This form will be sent to you by January 31st of the following year in which the interest was paid.
A: We currently do not offer the option to make your loan payment online with a debit card. You may mail us a check, send us a payment from your other financial institution through their bill pay service (if available), contact us to set up automatic ACH payments or come into a branch and pay with cash, check, or debit card. If you come in to pay with a debit card, if will be processed as a cash advance. You can make a payment over the phone with a check or debit card, however there is a fee for that service.
A: Yes, you may make your loan payment online from your Central Willamette account(s) by logging into Online Banking and clicking on Funds Transfer.
Get Ahead of Competition
Don’t forget you can also get pre-approval for your mortgage loan, even if you haven’t decided on the house you want to buy. That gives you a powerful negotiating position with the seller when you find the home you want!