The most successful businesses have the best working relationships with their partners. It’s our goal to make sure our business members have what they need to build strong businesses – and when it’s time to grow that business, we have the business loans that you need.
It pays to work with a financial institution that shares your passion for success. Central Willamette Credit Union's Business Services team understands your passion and strives to make your membership a valued relationship on many levels.
Business Loan Services
Our member businesses can choose from a variety of loan options. Here is just a sample of features:
- Commercial Real Estate Loans including all types of office buildings, industrial, retail, and investment properties with maturities up to 20 years, and payment schedules as long as 30 years.
- Secured Term Loans with competitive terms and loan-to-values
- Flexible Operating Lines of Credit
- Unsecured limits up to $50,000
- Secured limits above $50,000
- SBA and USDA loans for a variety of fixed asset acquisitions designed to assist with the growth of your business
Apply for Your Business Loan Today
If you have any more questions or want to start an application process, just stop by one of our branches, call or text today. We can get you set up in a matter of minutes, and then get you back to business.
To speed up the process, we provide an online application and checklist, so you have what you need when you come to see us.
And as a Central Willamette member, you also get access to all our online banking services, including mobile check deposit, fund transfers, Visa debit cards and more!
Frequently Asked Questions
No, we do not offer Investment loans. We do offer a variety of business loans that may fit your needs. Please call us at 541-928-4536 or visit one of our branches for more information.
We currently do not offer the option to make your loan payment online with a debit card. You may mail us a check, send us a payment from your other financial institution through their bill pay service (if available), contact us to set up automatic ACH payments or come into a branch and pay with cash, check, or debit card. If you come in to pay with a debit card, it will be processed as a cash advance. You can make a payment over the phone with a check or debit card, however there is a fee for that service.
Yes, you may make your loan payment online from your Central Willamette account(s) by logging into Online Banking and clicking on Funds Transfer.
You may obtain your loan payoff amount by calling us at (541) 928-4536 or (800) 950-4536. Please note that your payoff amount is different than the balance reported online or on your statement. Please mail your loan payoff to: Central Willamette Credit Union PO Box D Albany OR 97321 or our overnight address at Central Willamette Credit Union 7101 Supra Dr SW Albany OR 97321.
Yes, you may make your loan payment over the phone. Please call us at (800) 950-4536 or (541) 928-4536 to have your payment transferred from your Central Willamette account. To make your payment from your account established at another financial institution, you may use your debit card or check by phone (fees may apply).