We’ve lowered the rates on our Personal Loans to help those who may be seeking a little extra wiggle-room in their wallets right now. We’re also offering no payments for 90 days**.

Use Our Loan Calculator

A good place to start with personal loans is to use our Loan Calculator and play around with different scenarios.

How a Central Willamette Unsecured Personal Loan Works

A personal loan that’s unsecured means the loan is supported only by the borrower's creditworthiness, rather than by any type of collateral. Examples of collateral would be a large asset like a car or house.

An unsecured loan means you don’t need property as collateral for the loan but because this is higher risk type of loan, since the bank has nothing to guarantee it be covered in case of a default, you usually need a high credit rating to be approved for certain unsecured loans.

Also, because of the higher risk, interest rates are usually higher on personal loans.

Central Willamette Personal Loan Features

  • Our unsecured personal loan has no annual or application fee.
  • You can borrow up to $25,000 at a fixed interest rate.
  • And you have up to 60 months to repay the amount.

Frequently Asked Questions

**The Annual Percentage Rate (APR) of 8.25% for well qualified tier A+ borrowers for up to 60 months. Credit requirements and other restrictions may apply. The APR range is 8.25% - 18.00% with Auto Pay and e-Statements. No payments for up to 90 days. Interest accrues from the date of the loan.