Home Equity Line of Credit
While we always have great rates on our entire collection of loans, a home equity line of credit may be a great way to access the value you have built up in your home.
To begin this route, first use our home loan calculator to see how much equity you have and how much you could potentially borrow.
What Is a Home Equity Line of Credit (HELOC)?
A home equity line of credit (HELOC) is like a credit card, where you have a balance that you can use. As you pay off what you borrow, you can access those funds again. And HELOCs have a different fee and interest rate structure than a home equity loan.
The equity in your home is the difference between the amount your house is worth and the amount you still owe on the house.
Our HELOC Features
- Flexible borrowing power
- Instant cash advance and with no minimum
- No cash advance fee
- Property must be owner-occupied
- Loan to value up to 80%
- Competitive fixed and variable interest rate
- Access as frequently as you wish
- 120-month advance period
- 180-month repayment period
- A $50 annual fee will be assessed on the first business day of each year.
Frequently Asked Questions
Get Started Today
These great rates won’t last forever, so come by and see how we can help you make the most of the equity you have in your house.