Kitchen Remodeled using Credit Union Mortgage Loan

Tap into your Equity

Need funds for a large expense or want to have cash ready to remodel your home? Borrow as you go (up to your limit) from a line of credit secured by the equity of your home, with a Home Equity Line of Credit (HELOC) with Central Willamette. 


Fixed for Five

Use this option to finance up to 90% of your home's value while locking in your rate for 5 years.  With a 10 year draw period and 15 years for repayment, get up to $350,000 towards your next great project. 


Plus Line

Access up to $350,000 of your home's equity over a 10 year draw period.  Financing up to 90% of your home's value allows you access to more money for all those projects while also having an opportunity to lock in a portion of your balance to save on interest!  

Meet Our Real Estate Team

Kelsey Drager  - Central Willamette Credit Union

Kelsey Drager

NMLS: 1930423

With years of experience in banking and real estate, Kelsey knows how essential it is to have a professional who understands the industry and listens to your needs. She has extensive knowledge of the local markets and a passion for helping members. When Kelsey is not helping members, she can be found at the race shop with her husband working on their race cars. 


Jay Nevin - Central Willamette Credit Union

Jay Nevin

NMLS: 1105736
Working in the Banking industry since 2007, Jay enjoys creating financial solutions for members. Whether you are looking to purchase your dream home or refinance your current mortgage, you can rest assured that you are in excellent hands. When Jay is not helping members with their real mortgage needs, he is at home spending time with his two cats Camille and Kevin.


Frequently Asked Questions