Visa Credit Card

We are proud to offer credit card choices worthy of our members. Apply for one of three unique Visa cards at one of our convenient locations or apply online today!

  Central Willamette Signature Rewards Central Willamette Platinum Central Willamette Platinum Secured
Intro APR for Balance Transfers*** 1.99% for 12 Months 1.99% for 12 Months None
Purchase APR** 12.24% - 20.75% 8.24% - 19.75% 16.75%
Penalty Pricing No No No
Variable Rate Yes Yes Yes
Rewards Earn 1.5 points for every dollar spent on purchases None None
Cash Advance Fee 2% or $10 minimum 2% or $10 minimum 2% or $10 minimum
Balance Transfer Fee*** None None None
Late Payment Fee $25 $25 $25
Annual Fee None None None
  Signature Rewards Disclosures Platinum Disclosures Platinum Secured Disclosures

Frequently Asked Questions

A: Yes, you may make your credit card payment online from your Central Willamette account(s) by logging into Online Banking and clicking on Funds Transfer.
A: Yes, we offer unsecured personal loans and unsecured lines of credit. We also offer Home Equity Loans, which can be used for a number of reasons including consolidating debt.
A: You can join Central Willamette if you live or work in Linn, Benton, Marion or Polk County or have an immediate family member that is a current member and you meet the eligibility requirements. You will need to provide 2 pieces of current identification, one of which must be a government issued photo ID, and proof of address. With a deposit of only $5.00, you can open your membership account.

To become a member, join online, drop us a line or stop by one of our branch locations.

Get Started Today

You can either apply online or come in and talk to one our account specialists who can help talk you through your options so you get exactly what you need.

Choose one of these options to get started:

Apply OnlineVisit a BranchContact Us