Woman showing off her Central Willamette Credit Union Credit Card
Take Your Pick

Whether you're looking to earn points for your everyday expenses, seeking a low rate to transfer balances from another institution and consolidate your high-interest debt, or if you're just starting out and want to build your credit, you've got options. Find a Central Willamette Credit Card that will best fit your needs by applying today!

 

 

 

 

Signature Rewards

  • Intro APR for Balance Transfers***: 1.99% for 12 Months
  • Purchase APR**: 15.74% - 24.25%
  • Penalty Pricing: No
  • Variable Rate: Yes
  • Rewards: Earn 1.5 points for every dollar spent on purchases
  • Cash Advance Fee: 2% or $10 minimum
  • Balance Transfer Fee***: None
  • Late Payment Fee: $25
  • Annual Fee: None
  • Signature Rewards Disclosures

Platinum

  • Intro APR for Balance Transfers***: 1.99% for 12 Months
  • Purchase APR**: 11.74% - 23.25%
  • Penalty Pricing: No
  • Variable Rate: Yes
  • Rewards: None
  • Cash Advance Fee: 2% or $10 minimum
  • Balance Transfer Fee***: None
  • Late Payment Fee: $25
  • Annual Fee: None
  • Platinum Disclosures

Platinum Secured

  • Intro APR for Balance Transfers***: None
  • Purchase APR**: 20.25%
  • Penalty Pricing: No
  • Variable Rate: Yes
  • Rewards: None
  • Cash Advance Fee: 2% or $10 minimum
  • Balance Transfer Fee***: None
  • Late Payment Fee: $25
  • Annual Fee: None
  • Platinum Secured Disclosures

Introducing Digital Issuance: Access Your Credit Card Digitally

Central Willamette Credit Union is excited to announce our newest feature for all credit card holders: digital issuance. With digital issuance, you'll never be without your CWCU credit card again, even if your physical card is lost or stolen. Before your current card expires, add digital issuance to your mobile wallet and maintain purchasing power without missing a beat!

To make contactless credit card transactions at the checkout without the need for your physical card, simply access your CW Card Control app on your mobile device and tap "Add to wallet." Once added, your card is ready for digital payments, ensuring seamless and safe transactions. With CW Card Control, you can enjoy the convenience of making payments even if you don't have your physical card with you.

Important considerations:

  • Please note that the image of the card in the app may not match exactly what is printed on your physical card, but everything else is exactly the same.
  • If your card is lost or stolen, you can file a lost card report and get a temporary digital card to use while your new permanent card is being issued.
  • Temporary cards should not be used to set up recurring payments or subscription services because the temporary card information will be invalid once you load your new permanent card details.
  • Once the new permanent card arrives and is activated in the app or by phone, the permanent details will reflect on the Card Details screen.

Don't miss out on the convenience of digital card access.

 

Frequently Asked Questions