Take Your Pick
Whether you're looking to earn points for your everyday expenses, seeking a low rate to transfer balances from another institution and consolidate your high-interest debt, or if you're just starting out and want to build your credit, you've got options. Find a Central Willamette Credit Card that will best fit your needs by applying today!
Signature Rewards
- Intro APR for Balance Transfers***: 1.99% for 12 Months
- Purchase APR**: 10.74% - 19.25%
- Penalty Pricing: No
- Variable Rate: Yes
- Rewards: Earn 1.5 points for every dollar spent on purchases
- Cash Advance Fee: 2% or $10 minimum
- Balance Transfer Fee***: None
- Late Payment Fee: $25
- Annual Fee: None
- Signature Rewards Disclosures
Platinum
- Intro APR for Balance Transfers***: 1.99% for 12 Months
- Purchase APR**: 6.74% - 18.25%
- Penalty Pricing: No
- Variable Rate: Yes
- Rewards: None
- Cash Advance Fee: 2% or $10 minimum
- Balance Transfer Fee***: None
- Late Payment Fee: $25
- Annual Fee: None
- Platinum Disclosures
Platinum Secured
- Intro APR for Balance Transfers***: None
- Purchase APR**: 15.25%
- Penalty Pricing: No
- Variable Rate: Yes
- Rewards: None
- Cash Advance Fee: 2% or $10 minimum
- Balance Transfer Fee***: None
- Late Payment Fee: $25
- Annual Fee: None
- Platinum Secured Disclosures
Frequently Asked Questions
Yes, you may make your credit card payment online from your Central Willamette account(s) by logging into Online Banking and clicking on Funds Transfer.
Yes, we offer unsecured personal loans and unsecured lines of credit. We also offer Home Equity Loans, which can be used for a number of reasons including consolidating debt.
You can join Central Willamette if you live or work in Linn, Benton, Marion or Polk County or have an immediate family member that is a current member and you meet the eligibility requirements. You will need to provide 2 pieces of current identification, one of which must be a government issued photo ID, and proof of address. With a deposit of only $5.00, you can open your membership account.