The only relationship as important as our individual members at Central Willamette is the relationship we have with our members in the business community. And our business savings accounts are the beginning of that relationship.
That’s why we have listened and learned what our business members want when it comes to financial products that will serve their needs.
We are proud to offer the options below that address many of your business savings needs:
Business Membership Savings
Provides small businesses and associations with opportunities to save for everyday business needs with our Membership Savings Account.
Business Certificates of Deposit
If you want to put cash aside for long-term planning and safety, our certificates of deposit (CDs) are great tools. Competitive rates and a variety of maturities help you build a solid foundation. We can even provide you with helpful strategies to ladder your CDs to maximize their value. Just speak to one of our financial advisors.
Business/Association Rainy Day Savings
Looking for a savings account that is specifically built to help you put away some money for those “just in case” moments or to go to a conference that you want to attend. This account is perfect for the “safety” or “goal-oriented” saver.
Business Money Market Accounts
Whether you have a few hundred or a few thousand dollars to deposit, a Money Market Account is an excellent way to earn more on your deposits while maintaining access to your cash. Central Willamette offers two Money Market Accounts to meet your financial lifestyle. For smaller deposits, Money Market Plus is perfect. For deposits over $25,000, try our Choice Money Market Account.
Choice Money Market
You’ve worked hard for your money, and you deserve a choice in how to make it work for you. With a Choice Money Market Account from Central Willamette Credit Union you will earn highly competitive rates of return on your deposits over $25,000.
| On your balance of: | You earn: |
|---|---|
|
$25,000 - $49,999.99
|
0.95% |
| $50,000.00 - $99,999.99 | 1.00% |
| $100,000.00 and greater | 1.05% |
Money Market Plus
Earn 0.30% APY* on your first $1000
Dare to be different. Earn more with less. Introducing the Money Market Plus. This reverse tier money market account allows you to earn the highest rate on even the smallest deposits. You’ll enjoy a “blended” rate high above the competition even on large deposits.
*The Interest Rate and Annual Percentage Yield on your accounts are set forth above. The Interest Rate and Annual Percentage Yield may change periodically as set forth above for each account, as determined by Management and/or Board of Directors. The Interest Rates and Annual Percentage Yields applicable to each account depends on the balance ranges set forth above. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance in your account.
| On your balance of: | You earn: |
|---|---|
|
$0.01 - $1,000.00
|
1.15% |
| $1,000.01 - $5,000.00 | 1.10% |
| $5,000.01 - $10,000.00 | 0.80% |
| $10,000.01 - $50,000.00 | 0.12% |
| $50,000.01 - $100,000.00 | 0.10% |
| $100,000.01 - $250,000.00 | 0.07% |
| $250,000.01 and greater | 0.05% |
Frequently Asked Questions
The minimum opening balance for our Money Market accounts varies. Please see our rates page for a full rate and fee disclosure.
At this time we only offer debit cards with a checking account. Our checking comparison page allows you to see the different checking programs we offer.
Central Willamette offers a variety of certificate products and terms to fit your financial needs. Please see our rates page for our current CD rates.