Whether you have a few hundred or a few thousand dollars to deposit, a Money Market Account is an excellent way to earn more on your deposits while maintaining access to your cash. Central Willamette offers two Money Market Accounts to meet your financial lifestyle. For smaller deposits, Money Market Plus is perfect. For deposits over $25,000, try our Choice Money Market Account.
Choice Money Market
You’ve worked hard for your money, and you deserve a choice in how to make it work for you. With a Choice Money Market Account from Central Willamette Credit Union you will earn highly competitive rates of return on your deposits over $25,000.
| On your balance of: | You earn: |
|---|---|
|
$25,000 - $49,999.99
|
0.08% |
| $50,000.00 - $99,999.99 | 0.10% |
| 100,000.00 and greater | 0.15% |
Money Market Plus
Dare to be different. Earn more with less. Introducing the Money Market Plus. This reverse tier money market account allows you to earn the highest rate on even the smallest deposits. You’ll enjoy a “blended” rate high above the competition even on large deposits.
*The Interest Rate and Annual Percentage Yield on your accounts are set forth above. The Interest Rate and Annual Percentage Yield may change periodically as set forth above for each account, as determined by Management and/or Board of Directors. The Interest Rates and Annual Percentage Yields applicable to each account depends on the balance ranges set forth above. Once a balance range is met, the highest Interest Rate and Annual Percentage Yield for that range will apply to the entire balance in your account.
| On your balance of: | You earn: |
|---|---|
|
0.01 - 1,000.00
|
0.30% |
| 1,000.01 - 5,000.00 | 0.25% |
| 5,000.01 - 10,000.00 | 0.20% |
| 10,000.01 - 50,000.00 | 0.10% |
| 50,000.01 - 100,000.00 | 0.08% |
| 100,000.01 - 250,000.00 | 0.05% |
| 250,000.01 + | 0.03% |
Frequently Asked Questions
There are no monthly maintenance fees or minimum balance requirements.. See our rates page for the full rate and fee disclosure.
At this time we only offer debit cards with a checking account. Our checking comparison page allows you to see the different checking programs we offer.
Central Willamette does offer the option to establish an account online. Please visit our online application page to apply for a new account today!
Central Willamette offers a variety of certificate products and terms to fit your financial needs. Please see our rates page for our current CD rates.
Unlike banks, Credit Unions are member-owned financial cooperatives and are governed by a volunteer Board of Directors. When you join Central Willamette, your initial deposit to open a share account establishes your membership and makes you a part-owner. We offer a full spectrum of products and services to meet all of your financial needs.
You can join Central Willamette if you live or work in Linn, Benton, Marion or Polk County or have an immediate family member that is a current member and you meet the eligibility requirements. You will need to provide 2 pieces of current identification, one of which must be a government issued photo ID, and proof of address. With a deposit of only $5.00, you can open your membership account. You can either apply for membership online or, stop by one of our branch locations.