First-time Home Buyers Savings

Owning a home in the Willamette Valley is an exciting milestone, and one that we want to help you achieve with our First-time Home Buyer Savings Account. Not only do you earn interest on your deposits, but Oregon residents who have not owned a home in the last three years also qualify for a Oregon tax subtraction up to $5,000 for a single filer and $10,000 for joint filers per year that the account is active.

Utilitize your First-time Home Buyer Savings Account on your:

  • Down payment
  • Closing costs
  • Realtor fees
  • Appraisal costs
  • Loan origination fees

For a list of frequently asked questions, please click here.

Talk to a Financial Advocate and set up your Central Willamette First-time Home Buyer Savings Account today by calling or texting us.

If you're not a first-time home buyer, we have other options for you! Whether you're looking into buying a home, refinancing your mortgage or tapping into your home's equity, Central Willamette can help!