Level Up Your Savings with FLEX12 CD!

Tired of watching interest rates climb while your savings account stays flat?

That's where the FLEX12 Certificate comes in to save the day. The FLEX12 CD offers a smarter way to grow your money. Unlike traditional CDs, the FLEX12 adjusts with the market, so you don't get locked into a low rate when rates go up. By depositing a minimum of $750, you can keep pace with the changing market without putting your initial deposit at risk. All with a 12 month term. And now, you can earn 5.60% APY!

Don't settle for just any savings account, flex your savings power with the FLEX12 CD. 

Earn 5.60% APY*

Discover the attractive rates for the FLEX12 Certificate of Deposit here.

Here's how it Flexes Your Savings Power:

  • Rates Rise, Your Earnings Rise: The FLEX12 CD is linked to the 3-month Treasury Bill, plus an additional bonus of 0.25%. So, when interest rates go up, your CD rate goes up too!

  • Keep Up with the Market: Make a minimum deposit of $750 and enjoy the flexibility to add an extra $2,500 or more anytime. No need to open multiple accounts!

  • Don't settle for stagnant. Level up your savings with the Flex12 CD today!

  • Security Meets Opportunity: The FLEX12 CD combines the safety of a traditional CD (insured by NCUA up to $250,000) with the potential for higher earnings based on market conditions.

How to Open a Flex12 CD

Current Members:
  1. Open a Flex12 CD in Online Banking, at any branch, or by calling (541)-928-4536
  2. Deposit a minimum of $750 via ACH transfer or card
  3. Boost your earnings with extra deposits of $2,500 or more during your 12-month term!
New Members:
  1. Open your CWCU Savings Account here
  2. Log into Online Banking, visit a branch, or call (541)-928-4536 to open your Flex12 CD
  3. Add extra deposits of $2,500 or more during your 12 month term to earn even more!

Questions About Opening Your Flex12 CD?

Visit a conveniently located branch near you, or call (541)-928-4536. Our friendly employees would love to help!

Let's Do This

Submit the form below and we'll be in touch to assist you in launching your journey with this exciting NEW product.


Prefer a Fixed-Rate CD?

If you would rather have a fixed rate, we have a wide range of Certificates for that, too! Learn more here.

*APY=Annual Percentage Yield. Above is the variable Dividend Rate and variable APY for Flex Certificate Accounts and IRA Flex Certificate Accounts. The variable Dividend Rate and APY are effective 04/01/2024 through 06/30/2024. The minimum to open a 12-month term Flex Certificate Account or IRA Flex Certificate Account and earn the stated APY is $750. Subsequent deposits can be added at a minimum of $2500 or more per deposit. The APY is determined by adding .25% to the 3-month Treasury Bill auction investment rate on or about the 26th day of the last month of each quarter. The Flex12 CD rate will be effective on the first business day of the next quarter. The dividend rate is subsequently calculated based on the indexed APY. Rate is subject to change after account opening. Fees or other conditions could reduce earnings on the account. Substantial penalty imposed for early withdrawal. All accounts are subject to the applicable terms and conditions set forth in the Truth in Savings Disclosure and Account Agreement, Disclosure and Account Agreement for Certificates and IRA Certificates, the Fee Schedule, and any agreement to which the Truth in Savings Disclosure and Account Agreement references.