Top Performing Credit Union

On March 21st, 2023, S&P Global Market Intelligence* ranked Central Willamette as a top-performing US credit union out of over 1,797 credit unions eligible in this analysis. CWCU ranked 69th of 1,797 CU’s based on the calculated scores of five critical performance metrics in this S&P ranking. The CWCU team works tirelessly to ensure your credit union is strong and vibrant, and this is just one outcome of that work. We thank you as members for your continued support and loyalty.

At Central Willamette, we’re all about serving our members and helping them realize their financial dreams. It’s who we are and what we do.

Banking Excellence - Your Finances at Your Fingertips

Our services match those of the big banks, including online and mobile banking that allows you to access your finances anytime, anywhere.  

  • Account Management Made Easy: Take full control of your finances online. View your balances, transactions, and account details in real-time.
  • 24/7 Account Access: No more waiting for banking hours! Access your accounts anytime, anywhere, 24/7, and never miss an opportunity to stay on top of your finances.
  • Cutting Edge Security: Your security is our top priority. Our best-in-class security features, including advanced encryption, Face ID authentication, multi factor authorization, keep your sensitive information safe and protected. 
  • Mobile Deposits: Snap a photo of your checks and deposit them right from your phone. No more trips to the bank or waiting in line.
  • Hassle-Free Bill Pay: Settle your bills quickly and securely through our online platform. Say goodbye to stamps and envelopes!
  • Go Green with eStatements: Help the environment and simplify record-keeping with our convenient electronic statements.
  • And So Much More! Discover a host of other powerful features designed to make your banking experience smooth and efficient.

Supporting Local Causes

In addition to being some of your biggest fans, we’re also energetic supporters of non-profit organizations that weave throughout the communities we serve. Some of our favorite organizations include the Boys and Girls Clubs, the Humane Society, The United Way, and your local, public schools. We aim to leave a positive impact. empower individuals, and uplift neighborhoods, fostering a stronger sense of unity and shared purpose. 

For Central Willamette employees, the following quote is one we all live by: 

"Never Doubt that a small group of thoughtful, committed people can change the world . . . Indeed, it is the only thing that ever has!"

Our Priority Is YOU!

Money has a way of making things stuffy and unfriendly - if you’ve been to a big bank, you know the feeling. Central Willamette is different. Around here, we’re friendly, approachable, and focused on service instead of the almighty dollar.

Who We Are

Central Willamette is a local credit union with branches in Albany, Lebanon, Corvallis, Salem, and Newport with a team of financial advocates that work hard to help our members build strong financial futures. 

Unlike for-profit financial institutions, our credit union is a not-for-profit cooperative, owned by the members using our services.

  • We are safe, local, healthy, strong, and focused on building communities like ours. 
  • We live and work in the communities that we serve, taking local deposits and making local loans. 
  • All decisions about the products and services offered are made in your best interests, meaning lower fees and higher interest rates.
  • Our cooperative, not-for-profit structure inherently holds us accountable to you and to the other members.  We do not engage in risky practices to meet stockholders’ profit demands, as we do not have stockholders.
  • The National Credit Union Share Insurance Fund insures your money, and it is protected up to $250,000 per individual depositor.  For more information, visit mycreditunion.gov/share-insurance.

This is service the way it was meant to be. Wherever you find Central Willamette Credit Union throughout 25 Oregon counties, you’ll come face-to-face with smiling people who live in your community, shop at the same stores, and go to bat for your financial future every single day.  

Membership Means More at Central Willamette

Our services match those of the big banks, including online and mobile banking as well as business accounts. We do it all without all the unnecessary fees, terrible service, and scowling branch managers. Our people are happy to be here. And they’re happy to help you. 

  • Hometown branch locations 
  • Over 30,000 surcharge-free nationwide ATMs
  • Online, mobile, and text banking
  • Lending options (home, auto, personal)
  • Wealth management services
  • Investment advice and planning
  • Affordable insurance options
  • Right-fit credit cards

Whether you’re just starting out or you’re nearing retirement and beyond, Central Willamette has the financial products and services, as well as the know-how, to help you achieve your next steps. 


Have questions? Stop by any branch or call (541) 928-4536. You can even text us at that number and we’ll reply.