Limited-Time Auto Refi Offer

*Auto Refinance Promotion Disclosure: Discount off verified current rate is up to 2.00% APR total: a 1.25% APR standard promotional discount off your verified current rate for well-qualified borrowers, plus an additional 0.25% APR discount with Auto Pay enrollment, plus an additional 0.25% APR discount with eStatement enrollment, plus an additional 0.25% APR discount for members with a Central Willamette Credit Union checking account and qualifying direct deposit. Promotion applies to auto loans currently financed with another financial institution; existing CWCU auto loans are not eligible. Proof of current rate is required. Floor 4.49% APR applies and varies based on credit qualifications; not all borrowers will qualify for the maximum discount or lowest rate. Membership eligibility required. Subject to credit approval. Additional terms and conditions may apply.  Limited time offer. CWCU may modify or discontinue this promotion at any time without notice.

Aggregate Member Savings: $37,000 represents the estimated annual savings across all members who refinanced through this promotion from March 24, 2026, through April 29, 2026. Savings is calculated by comparing each member’s prior auto-loan APR at the time of refinance to the new APR under this promotion. This total savings amount may change over time as additional members participate. This figure is not an individual savings amount and is not a guarantee of savings for any member.