Pay Trace Terms and Conditions

I hereby authorize Central Willamette Credit Union to initiate a purchase/advance transaction entry on my credit or debit transaction on my debit or credit card account, as applicable based upon my instructions, in the amount equal to the amount I have entered in the online payment option. I acknowledge I am responsible for inputting the correct loan payment amount, correct Member ID, correct Loan ID and Card Account Information.

By submitting an online payment, I represent that there is a sufficient credit card account availability or sufficient and available deposit account funds, as applicable, to pay my loan payments, and agree that the Credit Union shall not be liable for any overdraft or insufficient fund situation or charge (including, but not limited to, finance charges, late fees or similar charges) caused by my failure to maintain funds sufficient to pay the payment amount I authorized. I understand that that the issuer of my credit or debit card may charge cash advance fees, and I am fully responsible for such fees.

I understand that an online payment will be processed and credited to my loan account upon the Credit Union’s receipt of the funds from my card transaction, usually within 2 to 3 business days.