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Discover Your Home's Potential

Your home is more than just a roof over your head. It's an investment in your future. At Central Willamette, we understand that your dreams and financial goals are important to you, which is why we’re excited to present our home equity loan and home equity line of credit products designed to help you build a brighter future.

Your Home, Your Wealth

By leveraging the equity in your home, you can access funds for various purposes, making it a smart financial move for achieving your goals. Because these loans are secured by the value of your home, you’ll receive lower interest rates compared to many other loan options! Discover the untapped potential in your home and:

  • Consolidate debt with lower interest rates
  • Finance home renovations to realize your dream home
  • Fund education, whether it’s for your children’s college tuition of your own continued education
  • Start a new business venture
  • Invest in additional real estate properties
  • And much more!

Your home equity can be used in endless ways, providing you with the financial flexibility you need to make these dreams come true without compromising your long-term plans.

Home Equity Loan and HELOC: What’s the Difference?

Both Home Equity Loans and HELOCs allow you to tap into your home's equity, but they work differently to suit your unique needs:

  • Home Equity Loan: This product offers a lump sum of money upfront, ideal for one-time expenses such as home renovations, debt consolidation, or funding a major life event. With predictable monthly payments, you can easily budget for your goals.
  • HELOC: A Home Equity Line of Credit is a revolving line of credit, giving you the flexibility to borrow funds as you need them, up to a predetermined limit. It's perfect for ongoing projects or unexpected expenses. Best of all, you only pay interest on what you use. Learn more about the different HELOC options offered by Central Willamette.

Get Started Today!

Your dreams are non-negotiable. Get started and build the future you deserve today by filling out this form